Life Insurance
Life Insurance
Don’t leave the future of your loved ones to chance. Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made to your family when you are gone. At Rexburg Insurance, we are committed to helping individuals and families plan and prepare for their financial future with an array of valuable life insurance products to fit your unique situation.
- No hassle, easy quoting process
- Variety of coverage types
- Best pricing options available
Term Life Insurance
Term life insurance provides protection for a specified period of time. If you do not currently have life insurance, term can be a good place to start. It’s generally less expensive than whole life insurance, and is available in varying time periods with fixed premiums from a one-year (annual renewable term) to 20-year (level term) period. Furthermore, term life insurance is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
Universal Life Insurance
Universal life is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. Universal life can build cash value, which earns an interest rate that may adjust periodically, but is usually guaranteed not to fall below a certain percentage.
Whole Life Insurance
Whole life insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy. Whole life insurance can be an investment opportunity, as many whole life insurance policies also build cash value over time.
Fixed Annuities
Fixed annuities are insurance products which protect against the risk of outliving your income. They are insured by licensed and regulated insurance companies, similar to how your home, auto or health is insured. Fixed annuities are one of the safest investment vehicles available.
TELEMEDICINE PRODUCTS
We are proud to be leading the charge in the new wave of revolutionary telemedicine products from multiple providers. Communicate with a real doctor on the phone or via FaceTime. 24/7, guaranteed.
EXCLUSIVE MARKETS
Our access to affordable and exclusive markets allows you to get the absolute best options and pricing for all coverage types.
ONE-STOP-SHOP
Our wide variety of experts in all lines of insurance coverage allows you to get all your needs taken care of in one place, reducing as much headache as possible.
We've Got Your Back
We know that insurance can be confusing, and let's be honest, a hassle at times. We understand the frustration in having an emergency come up only to find out that you have the wrong coverage, or worse, that you or you and your family don't even have coverage to begin with. At Rexburg Insurance, we consider our clients and our community a family, and we work just as hard for yours as we would for ours.