Disability Insurance
Disability Insurance
Sometimes we forget that one of our most valuable assets isn't our homes, our cars, or our other properties, it's our ability to bring home a paycheck. Should an injury befall you, and you find yourself unable to work, disability insurance provides an option to ensure your family's stability in the event of a life altering situation. Disability insurance pays a portion of your income if you can’t work for an extended period because of an illness or injury. We are experts in disability insurance, and guarantee to find you the right policy at the best price.
- No hassle, easy quoting process
- Variety of coverage types
- Best pricing options available
Short-Term Disability Insurance
Typically replaces 60% to 70% of base salary. Pays out for a few months to one year, depending on the policy. May have a short waiting period, such as two weeks, after you become disabled and before benefits are paid.
Long-Term Disability Insurance
Typically replaces 40% to 60% of base salary. Benefits end when the disability ends. If the disability continues, benefits end after a certain number of years or at retirement age. A common waiting period is 90 days after disability before benefits are paid.
Customization
Buying your own disability policy lets you customize the coverage with extra features, such as annual cost-of-living adjustments.
Control
When you buy an individual disability policy, the coverage stays intact as long as you pay for it. However, with employer-sponsored coverage, the coverage will end if your employer decides to stop providing disability benefits.
TELEMEDICINE PRODUCTS
We are proud to be leading the charge in the new wave of revolutionary telemedicine products from multiple providers. Communicate with a real doctor on the phone or via FaceTime. 24/7, guaranteed.
EXCLUSIVE MARKETS
Our access to affordable and exclusive markets allows you to get the absolute best options and pricing for all coverage types.
ONE-STOP-SHOP
Our wide variety of experts in all lines of insurance coverage allows you to get all your needs taken care of in one place, reducing as much headache as possible.
We've Got Your Back
We know that insurance can be confusing, and let's be honest, a hassle at times. We understand the frustration in having an emergency come up only to find out that you have the wrong coverage, or worse, that you or you and your family don't even have coverage to begin with. At Rexburg Insurance, we consider our clients and our community a family, and we work just as hard for yours as we would for ours.